Health Insurance
In today’s more complex insurance environment, health insurance can be confusing, complicated, and difficult to understand. The Department has staff that can answer questions, explain how to navigate the use of health insurance, and assist Hoosiers in understanding their coverage.
Health insurance can be purchased on either an individual or group basis and the terms and requirements are very different for each one. Many of the ‘mandates’ for coverage issued by the state legislature will not always apply the same to group and individual policies.
When purchasing individual insurance it is important that you secure help from a professional agent or broker, or someone else acquainted with health insurance. You should ask for multiple company quotations and prices for comparison. You should also check the financial condition of the insurance company you ultimately select.
This information is available through our website under the A.M. Best link.
Questions to consider before purchasing insurance
Health Insurance Portability and Accountability Act (HIPAA)
Grievance Reports
Grievance Reports are record of consumer complaints to illustrate insurance companies’ and HMOs’ past performance. It breaks down by category how many grievances (complaints) an insurer or HMO has received and how it resolved them.
Indiana HMO Report Card
Contact Us
For information regarding health insurance issues, please contact:
Carol Cutter
Chief Deputy Commissioner for Health and Legislative Affairs
317-232-5695
ccutter@idoi.in.gov
- I have a complaint against my insurance company, who do I contact?
- How do I file a complaint against an insurance company?
- Where can I find out about insurance law in Indiana?
- How do I file a complaint against a qualified health care provider?
- How do I find out more about COBRA coverage?
- Am I eligible for Medicare?
- How can I ensure that I will be notified when updates to Indiana Insurance rules...
- What if I have a self-insured health plan? What is ERISA? Why can't the state de...
- What does Medicare cover?
- How much does Medicare cost?
- File a complaint.
- Become an insurance producer.
- Check out a health care provider.
- Find a company's registered agent.
- See a list of licensed insurance companies.
- File a medical malpractice complaint.
- Learn about Medicare.
- Compare Medicare Supplement plans.
- See what enforcement actions IDOI has taken.
- Learn about COBRA coverage.
- Know my HIPAA rights.
- Form an insurance company.
- File financial information for my insurance company.
- Qualify under Indiana's Medical Malpractice Act.
- Find a bail bond company.
- Contact SHIP for information.
