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SPD > Benefits > Indiana School Corporations > 2013 Open Enrollment 2013 Open Enrollment

Rates

Consumer Driven Health Plans (CDHP)

CDHP I and II are high deductible health plans with health savings accounts. These plans have higher deductibles, but lower premiums than the Traditional PPO.   

CDHP 1

CDHP 2

General information about health savings accounts (HSAs)

School corporations may elect to offer their employees the opportunity to enroll in a Health Savings Account (HSA). An HSA is an individual savings account in the employee’s name that allows them to set aside money for current and future medical expenses. HSAs, if selected, are available in conjunction only with the consumer driven health plans (often referred to as high deductible health plans). 

For more information, view this document provided by the IRS

Traditional PPO

The Traditional PPO is an co-insurance plan, which means the employee will pay a percentage of allowable claims after the deductible is met and before out-of-pocket maximums are reached.

Traditional PPO